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    PPF banka publishes its results for 1H 2016

    “In the first half of this year, PPF banka enhanced its capital adequacy while achieving a very satisfactory return on equity of almost 20%”, Petr Jirásko, PPF banka a.s. CEO, commented on the results

    Selected ratios for 1H 2016:

    • Net profit after tax amounted to CZK 714 million for 1H 2016, which translates into an ROE of almost 20%. 
    • Capital adequacy rose to 18.5% for the first half of this year.
    • Loans to clients amounted to CZK 23.2 billion for the period under review. 


    Despite the extremely low interest rates and strong competition seen in the Czech banking market, PPF banka increased its interest margin to 2.6% and its net interest income rose 7% year on year.

    In the first half of the year, capital adequacy rose 3.7 percentage points to 18.5% and is therefore in safe territory. 

    The Bank’s efficiency, measured by the cost/income ratio, remained under 30% in the first half of 2016.

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